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Massachusetts Security Deposit Limits: How Much Can a Landlord Charge?

Use this free Massachusetts security deposit limit calculator to check if your landlord is overcharging your security deposit and track the return deadline under Massachusetts law.

M.G.L. c. 186, § 15B(1)(b)(iii) & § 15B(4) Max: 1 month of rent 30-day return deadline
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Rent & Deposit Amounts

In Massachusetts, security deposits are capped at 1 month of rent. Enter your numbers to check.

How Does It Work?

1

Enter Amounts

Your monthly rent and the deposit your landlord charged.

2

Timeline

Tell us if you've moved out so we can check the return deadline.

3

Legal Analysis

We check the deposit limit and calculate the exact return date.

How Much Can a Landlord Charge for a Security Deposit in Massachusetts?

$
Maximum Deposit Capped at 1 month of rent.
Return Deadline 30 days after move-out to return the deposit.

Legal basis: M.G.L. c. 186, § 15B(1)(b)(iii) & § 15B(4).

How Massachusetts Security Deposit Limits Work

Massachusetts has one of the strictest security deposit regimes in the country. Under M.G.L. c. 186, § 15B, landlords may collect a maximum of one month's rent as a security deposit — with no exceptions for pets, furnished apartments, or any other reason. The one-month cap is absolute.

But the strictness goes further: Massachusetts law treats last month's rent as a separate regulated category. If a landlord collects last month's rent upfront, it must also be held in a separate escrow account and must accrue interest, just like the security deposit itself. This means both the deposit and last month's rent are held in escrow — a requirement many landlords and tenants are unaware of.

The return deadline is 30 days after move-out, and the landlord must provide an itemized list of any deductions with supporting documentation. Violations of § 15B carry severe penalties: tenants are entitled to the immediate return of the full deposit plus treble (3×) damages. Massachusetts courts have consistently enforced these penalties even for technical violations like failing to provide a receipt.

Example: What Can a MA Landlord Legally Collect at Signing?

Your monthly rent is $2,000. Your landlord wants to collect first month's rent, last month's rent, a security deposit, and a $500 pet deposit.

First month's rent: $2,000 ✓ (always permitted)
Last month's rent: $2,000 ✓ (permitted, but must be escrowed with interest)
Security deposit: $2,000 ✓ (max 1 month, must be escrowed with interest)
Pet deposit: $500 ✗ (NOT permitted — MA law does not allow separate pet deposits)
Lock/key change fee: permitted at cost

The landlord can legally collect $6,000 at signing (first, last, deposit, plus lock fee at cost). The $500 "pet deposit" is illegal — Massachusetts does not permit additional deposits for any reason beyond the one-month security deposit.

Frequently Asked Questions

Are security deposits refundable in Massachusetts?

Yes. Security deposits in Massachusetts are always refundable. Under § 15B, the landlord may only deduct for: (1) unpaid rent, (2) real damage beyond normal wear and tear (with itemization), and (3) unpaid water charges. The landlord must return the balance within 30 days of move-out. Any failure to comply — including missing the 30-day deadline — entitles you to treble (3×) damages.

Does last month's rent need to be held in escrow in Massachusetts?

Yes. If a landlord collects last month's rent upfront, it must be deposited in a separate, interest-bearing escrow account at a Massachusetts bank, and the tenant must receive a receipt with the bank name, address, and account number — the same requirements as the security deposit. The landlord must pay interest on the last month's rent annually. Many landlords are unaware of this requirement.

Can a Massachusetts landlord charge a pet deposit?

No. Massachusetts law does not permit landlords to collect any deposit or fee specifically for pets. The one-month security deposit cap under § 15B is the absolute maximum — there is no carve-out for pets, furnished units, or any other category. A "pet deposit," "pet fee," or "pet rent" collected as a lump sum at signing is likely illegal.

What can a Massachusetts landlord deduct from my security deposit?

Only three things: (1) unpaid rent, (2) damage to the unit beyond normal wear and tear — documented with an itemized list and receipts, and (3) unpaid water charges if the tenant was responsible. The landlord must provide the itemized deduction statement within 30 days of move-out. Deductions for normal wear and tear (e.g., minor scuffs, faded paint, worn carpet) are not permitted.

What happens if my Massachusetts landlord doesn't return my deposit in 30 days?

You are entitled to treble (3×) damages — meaning three times the full deposit amount. Massachusetts courts have consistently enforced this penalty even when the landlord eventually returned the deposit late. Send a written demand letter via certified mail citing § 15B and the missed deadline.

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Disclaimer and Legal Notice

This website provides general estimates and approximations based on local state laws. The figures shown do not constitute formal legal advice, do not represent an official accounting calculation, and do not establish any attorney-client relationship.

Rent laws are complex and subject to change. We urge you to consult with a qualified attorney in your jurisdiction regarding any legal disputes or before taking legal action. Data sources include official state housing finance agencies, attorney general offices, and local statutes.